Can I deal with original creditor after a charge off?
Reader’s Question
Hello Ryan -
I had an account with Citi that went to collections after a charge off, can I bypass the collection agency and call Citi directly?
Thanks!
[name removed]
Response
Hi [name removed]
Yes, in most cases you can do this. As a matter of fact, I recommend always calling the original creditor first –that way you don’t have to deal with scum bag collection agencies.
-Ryan
