Reader’s Question
I sent 3 of my creditors goodwill letters about 2 months ago. How long does it take for a response? And if nothing happens, what should be my next step?
ThanksĀ
Please help.
Response
Hi there,
Are these accounts paid in full? If not, offer them a settlement in exchange for complete removal from your credit report. Get everything in writing. If they are late payments, read my post on how to get a late payment removed. I would give it another two weeks as well.
-Ashley
I started this blog in 2007 as a way to share my experiences with going from bad credit to great credit.
I've learned about everything there is to know about credit.
This blog documents my journey to better credit. I hope you can use the steps I took to improve your own situation.