Comments on: 3 Ways to Get a Late Payment Removed From Your Credit Report http://bettercreditblog.org/2008/09/11/3-ways-to-get-a-late-payment-removed-from-your-credit-report/ Helping you improve your FICO score, repair your bad credit, and settle collection debt by learning from my mistakes. Fri, 12 Mar 2010 23:59:03 -0700 http://wordpress.org/?v=2.8.6 hourly 1 By: nikki c. http://bettercreditblog.org/2008/09/11/3-ways-to-get-a-late-payment-removed-from-your-credit-report/comment-page-1/#comment-10181 nikki c. Fri, 05 Mar 2010 21:54:54 +0000 http://bettercreditblog.org/?p=62#comment-10181 Hopefully you sent your dispute via registered mail with return receipt. If you disputed with the original creditor yourself via the mailing method above they by fcra law have thirty days to comply to send verification you asked for. If its been past thirty days send a letter to credit bureaus with copy of what you sent the O.C. and dispute through them. If O.C. verifys through that and its still not corrected. Send OC a follow up letter asking for verification again. If they do not send it send another letter threatening to sue for damages. That should take care of it. Hopefully you sent your dispute via registered mail with return receipt. If you disputed with the original creditor yourself via the mailing method above they by fcra law have thirty days to comply to send verification you asked for. If its been past thirty days send a letter to credit bureaus with copy of what you sent the O.C. and dispute through them. If O.C. verifys through that and its still not corrected. Send OC a follow up letter asking for verification again. If they do not send it send another letter threatening to sue for damages. That should take care of it.

]]> By: gordon http://bettercreditblog.org/2008/09/11/3-ways-to-get-a-late-payment-removed-from-your-credit-report/comment-page-1/#comment-10176 gordon Mon, 01 Feb 2010 06:45:57 +0000 http://bettercreditblog.org/?p=62#comment-10176 i recently disputed a capitol one report and asked them to prove it was my account the began adding more money onto the balance owed within days But have still not sent proof if it is my account like a contract or anything What can i do in this case does the bureau have to remove it or what i recently disputed a capitol one report and asked them to prove it was my account the began adding more money onto the balance owed within days But have still not sent proof if it is my account like a contract or anything
What can i do in this case does the bureau have to remove it or what

]]> By: Jennifer http://bettercreditblog.org/2008/09/11/3-ways-to-get-a-late-payment-removed-from-your-credit-report/comment-page-1/#comment-9394 Jennifer Wed, 10 Jun 2009 02:19:20 +0000 http://bettercreditblog.org/?p=62#comment-9394 Good post! Probably it can work out in removing late payments from my credit report. Thanks for the information. Good post! Probably it can work out in removing late payments from my credit report. Thanks for the information.

]]> By: Accept Bad Credit | Reader Question: How long for a goodwill response? http://bettercreditblog.org/2008/09/11/3-ways-to-get-a-late-payment-removed-from-your-credit-report/comment-page-1/#comment-6229 Accept Bad Credit | Reader Question: How long for a goodwill response? Fri, 27 Feb 2009 14:52:06 +0000 http://bettercreditblog.org/?p=62#comment-6229 [...] from your credit report. Get everything in writing. If they are late payments, read my post on how to get a late payment removed. I would give it another two weeks as [...] [...] from your credit report. Get everything in writing. If they are late payments, read my post on how to get a late payment removed. I would give it another two weeks as [...]

]]> By: Joshua Raines http://bettercreditblog.org/2008/09/11/3-ways-to-get-a-late-payment-removed-from-your-credit-report/comment-page-1/#comment-2878 Joshua Raines Tue, 18 Nov 2008 18:50:23 +0000 http://bettercreditblog.org/?p=62#comment-2878 I would say Number 3 Works more often than most. In 2004 I was 18 with a credit card. I got into some trouble and stopped paying it. I recently went and disputed them and they didnt have enough information in my current file to verify that I had opened it. I would say Number 3 Works more often than most. In 2004 I was 18 with a credit card. I got into some trouble and stopped paying it. I recently went and disputed them and they didnt have enough information in my current file to verify that I had opened it.

]]> By: Caleb Nelson http://bettercreditblog.org/2008/09/11/3-ways-to-get-a-late-payment-removed-from-your-credit-report/comment-page-1/#comment-2057 Caleb Nelson Mon, 10 Nov 2008 13:38:16 +0000 http://bettercreditblog.org/?p=62#comment-2057 This article is very useful. For some reason, I've always taken the approach, that once something hits your credit report, it is written in stone. I'm doing some credit score remodeling this January, as I really attack my record and score for the long run, and I think that these are some really good ways to get started in boosting your score. Thanks for the advice. Caleb www.mefinanciallyfree.blogspot.com This article is very useful. For some reason, I’ve always taken the approach, that once something hits your credit report, it is written in stone. I’m doing some credit score remodeling this January, as I really attack my record and score for the long run, and I think that these are some really good ways to get started in boosting your score. Thanks for the advice.

Caleb
http://www.mefinanciallyfree.blogspot.com

]]> By: Brandon Mendelson http://bettercreditblog.org/2008/09/11/3-ways-to-get-a-late-payment-removed-from-your-credit-report/comment-page-1/#comment-1953 Brandon Mendelson Sat, 08 Nov 2008 08:03:19 +0000 http://bettercreditblog.org/?p=62#comment-1953 I found item #3 to be particularly useful. I'm not so sure on the Goodwill adjustments, especially now, but it's certainly worth a shot. Good post. I found item #3 to be particularly useful. I’m not so sure on the Goodwill adjustments, especially now, but it’s certainly worth a shot. Good post.

]]> By: Anthony http://bettercreditblog.org/2008/09/11/3-ways-to-get-a-late-payment-removed-from-your-credit-report/comment-page-1/#comment-1877 Anthony Fri, 07 Nov 2008 09:14:34 +0000 http://bettercreditblog.org/?p=62#comment-1877 My only concern with #3 is that if you know you were late on a payment, but you are disputing that it was not, that is considered fraud. In most cases, they do not pursue this because they can't prove it, but they very often dismiss those cases as frivolous, especially if you dispute the same entry multiple times. My only concern with #3 is that if you know you were late on a payment, but you are disputing that it was not, that is considered fraud. In most cases, they do not pursue this because they can’t prove it, but they very often dismiss those cases as frivolous, especially if you dispute the same entry multiple times.

]]> By: 3 Ways to Get a Late Payment Removed From Your Credit Report | Free Credit Report Information http://bettercreditblog.org/2008/09/11/3-ways-to-get-a-late-payment-removed-from-your-credit-report/comment-page-1/#comment-82 3 Ways to Get a Late Payment Removed From Your Credit Report | Free Credit Report Information Fri, 12 Sep 2008 04:15:07 +0000 http://bettercreditblog.org/?p=62#comment-82 [...] Ryan placed an interesting blog post on 3 Ways to Get a Late Payment Removed From Your Credit Report [...] [...] Ryan placed an interesting blog post on 3 Ways to Get a Late Payment Removed From Your Credit Report [...]

]]> By: Ryan http://bettercreditblog.org/2008/09/11/3-ways-to-get-a-late-payment-removed-from-your-credit-report/comment-page-1/#comment-81 Ryan Fri, 12 Sep 2008 04:14:51 +0000 http://bettercreditblog.org/?p=62#comment-81 Thank you Thank you

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