http://bettercreditblog.org Improve your credit score, repair your credit, and settle debt by learning from my mistakes. Tue, 04 Nov 2008 20:09:59 +0000 http://backend.userland.com/rss092 en I have had about a dozen people ask me if Orchard Bank credit cards are a scam. If you aren't familiar with Orchard Bank credit cards, they are designed specifically for people with bad or no credit. Orchard Bank (HSBC) offers several types of these cards, such as Gold, Platinum, ... http://bettercreditblog.org/2007/11/17/orchard-bank-credit-cards-are-not-a-scam/