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	<title>The Better Credit Blog &#187; My third mistake: I dealt with creditors over the phone</title>
	<link>http://bettercreditblog.org</link>
	<description>Improve your credit score, repair your credit, and settle debt by learning from my mistakes.</description>
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		<title>My third mistake: I dealt with creditors over the phone</title>
		<description>Never call a debt collector and arrange to pay them over the phone. To better ingrain this into your head please refer to the visual representation below.




Here is what I did wrong:
I gathered all of my debt collection letters and started calling collection agencies. This was a big mistake. Tip: ...</description>
		<link>http://bettercreditblog.org/2007/11/12/my-third-mistake-i-dealt-with-creditors-over-the-phone/</link>
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