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	<title>Comments on: My Third Mistake: I Dealt With Creditors Over The Phone</title>
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	<link>http://bettercreditblog.org/2007/11/12/my-third-mistake-i-dealt-with-creditors-over-the-phone/</link>
	<description>Helping you improve your FICO score, repair your bad credit, and settle collection debt by learning from my mistakes.</description>
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		<title>By: monique</title>
		<link>http://bettercreditblog.org/2007/11/12/my-third-mistake-i-dealt-with-creditors-over-the-phone/comment-page-1/#comment-9670</link>
		<dc:creator>monique</dc:creator>
		<pubDate>Mon, 03 Aug 2009 01:01:18 +0000</pubDate>
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		<description>hello,
I have a couple item on my credit report that are scheduled to be removed in the next month. I was told that if you haven&#039;t made contact with the creditor or disputed anything it will be removed. Is that true or what do I need to do?</description>
		<content:encoded><![CDATA[<p>hello,<br />
I have a couple item on my credit report that are scheduled to be removed in the next month. I was told that if you haven&#8217;t made contact with the creditor or disputed anything it will be removed. Is that true or what do I need to do?</p>
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		<title>By: Liza</title>
		<link>http://bettercreditblog.org/2007/11/12/my-third-mistake-i-dealt-with-creditors-over-the-phone/comment-page-1/#comment-8622</link>
		<dc:creator>Liza</dc:creator>
		<pubDate>Wed, 22 Apr 2009 07:13:03 +0000</pubDate>
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		<description>Not that I&#039;m totally impressed, but this is a lot more than I expected   when I stumpled upon a link on SU telling that the info here is quite decent. Thanks.</description>
		<content:encoded><![CDATA[<p>Not that I&#8217;m totally impressed, but this is a lot more than I expected   when I stumpled upon a link on SU telling that the info here is quite decent. Thanks.</p>
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		<title>By: Wes</title>
		<link>http://bettercreditblog.org/2007/11/12/my-third-mistake-i-dealt-with-creditors-over-the-phone/comment-page-1/#comment-3144</link>
		<dc:creator>Wes</dc:creator>
		<pubDate>Mon, 01 Dec 2008 17:41:31 +0000</pubDate>
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		<description>I found your blog today through a search. I am going through a credit card collection now. I charged a balance of $5k a couple of months ago and now I&#039;m out of work (along with other financial obstacles). The collection agency for the credit card called today. She asked what my intentions were with the balance. I asked for her last name and she would not give it. Then she became real rude with me and said the account will be charged off. I became real defensive with her but thanks to your information, i will now request they send everything in writing. Luckily I have not made any deals over the phone so I have the leverage, my money.  Thank you.</description>
		<content:encoded><![CDATA[<p>I found your blog today through a search. I am going through a credit card collection now. I charged a balance of $5k a couple of months ago and now I&#8217;m out of work (along with other financial obstacles). The collection agency for the credit card called today. She asked what my intentions were with the balance. I asked for her last name and she would not give it. Then she became real rude with me and said the account will be charged off. I became real defensive with her but thanks to your information, i will now request they send everything in writing. Luckily I have not made any deals over the phone so I have the leverage, my money.  Thank you.</p>
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	<item>
		<title>By: Carnival of Personal Finance #127 - Wonders of the World &#124; Moolanomy</title>
		<link>http://bettercreditblog.org/2007/11/12/my-third-mistake-i-dealt-with-creditors-over-the-phone/comment-page-1/#comment-4</link>
		<dc:creator>Carnival of Personal Finance #127 - Wonders of the World &#124; Moolanomy</dc:creator>
		<pubDate>Thu, 22 Nov 2007 16:49:00 +0000</pubDate>
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		<description>[...] Better Credit Score Blog presents My third mistake: I dealt with creditors over the phone &#8212; Ryan shares his hell on earth experience dealing with 3rd party collection agency and shows [...]</description>
		<content:encoded><![CDATA[<p>[...] Better Credit Score Blog presents My third mistake: I dealt with creditors over the phone &#8212; Ryan shares his hell on earth experience dealing with 3rd party collection agency and shows [...]</p>
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